The Swiss Pension System in Plain English
Three pillars, two of them largely automatic. An orientation for people who have just started working in Switzerland.
Pillar one: state provision
This section would cover pillar one: state provision in full. It is placeholder copy for the demo, written to show how a section of body text sits between the other blocks — headings, lists and links all render through the same styles.
- The first point a reader needs before anything else makes sense.
- The decision that most people get wrong, and why.
- What changes if you are new to Switzerland rather than settled here.
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Pillar two: occupational
This section would cover pillar two: occupational in full. It is placeholder copy for the demo, written to show how a section of body text sits between the other blocks — headings, lists and links all render through the same styles.
- The first point a reader needs before anything else makes sense.
- The decision that most people get wrong, and why.
- What changes if you are new to Switzerland rather than settled here.
Replace this text in the panel — the block is a normal rich text section.
Pillar three: private
This section would cover pillar three: private in full. It is placeholder copy for the demo, written to show how a section of body text sits between the other blocks — headings, lists and links all render through the same styles.
- The first point a reader needs before anything else makes sense.
- The decision that most people get wrong, and why.
- What changes if you are new to Switzerland rather than settled here.
Replace this text in the panel — the block is a normal rich text section.
What to check on arrival
This section would cover what to check on arrival in full. It is placeholder copy for the demo, written to show how a section of body text sits between the other blocks — headings, lists and links all render through the same styles.
- The first point a reader needs before anything else makes sense.
- The decision that most people get wrong, and why.
- What changes if you are new to Switzerland rather than settled here.
Replace this text in the panel — the block is a normal rich text section.
FAQ
What happens to my pension if I leave?
It depends on the pillar and on where you move. Get advice before you hand in notice.
Talk it through before you decide
The right answer depends on your canton, your household and your priorities. A short conversation usually beats another comparison table.
Demo article. General information only, not individual advice — confirm current details before acting on anything here.